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Putting Your Financial House in Order

Smiling family and their golden retriever at home.

Your financial future begins today.

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Annuities

What is an annuity? It's an alternative to traditional investment vehicles.

Life Insurance

The primary purpose of life insurance is to protect your dependents financially.

Retirement & Income Planning

What key pieces will make up your retirement income puzzle?

Your financial future begins today.

The cost of making unwise financial choices can impact your current state of living, along with your overall goals and objectives in life. At GJO Financial, LLC we believe in guiding our clients towards well-informed financial decisions from which they benefit for years to come. When your financial situation isn't balanced, it can drain your other priorities in life. We can help you coordinate your financial resources so you can spend more of your time on what's important to you.

At GJO Financial, LLC we specialize in:

  • Retirement & Income Planning

  • Managing risk with proper investment allocation and re-balancing assets

  • Investment advice

  • Federal Tax Planning

  • Wealth Preservation

  • Estate and Legacy Planning

  • Social Security Options and Strategies

  • Life Insurance and Long-Term Care Insurance Planning

Lasting financial freedom does not happen by accident. It takes preparation and strategy to preserve what you've spent a lifetime building. The professionals at GJO Financial, LLC view it as their responsibility to thoroughly understand your dreams and goals and take a detailed approach to your financial strategy.

house made from 3d puzzle pieces

Is your financial house in order?

Keeping important documents and financial records organized and readily available is one of the best gifts you can give those you love. In the event of a catastrophe or serious illness, disability or death, having your documents organized together will immediately provide vital, timely information to both your family and professional advisors.

Ask yourself these questions:

  • Am I confident my retirement income planning strategy for the future will work?

  • If something were to happen to me tomorrow, is my family taken care of with life insurance?

  • Do I have a will in place to avoid conflict? How do I address estate and legacy planning?

  • Does my spouse/children know where my important papers and policies are?

  • Could my spouse handle our retirement strategy tomorrow – if I were no longer around?

  • What are my options for Social Security?

If your answer is "no" to any of these questions, your financial house may not be in order.

As major tech companies, apps, and websites make passkeys their default security option, it’s likely you’ll be prompted to set them up to help secure your accounts.

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Understanding the Roth 5-year rule is essential to maintaining the tax advantaged treatment of Roth account assets.

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Details 401(k) contribution and catch-up limits for maximizing savings.

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Covers benefits of personal umbrella insurance for large liability claims.

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This calculator is designed to help you attach a dollar figure to your life’s work.

Will you be able to afford nursing home care?

A balance sheet summarizes your assets and liabilities and reveals your net worth.

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck