Our Services

“It is one of the most beautiful compensations in life that no man can sincerely help another without helping himself.” Ralph Waldo Emerson, New England Writer & Philosopher

It is our mission to assist our clients in becoming clear and excited about their financial lives.

 

Lasting financial freedom does not happen by accident. It takes preparation and strategy to preserve what you've spent a lifetime building. The professionals at GJO Financial view it as their responsibility to thoroughly understand your dreams and goals and take a detailed approach to your financial strategy.

 

We specialize in:

  • Retirement income strategies that can help you from outliving your assets*
  • Tax-free legacy and estate planning strategies
  • Small business solutions
  • Life insurance & long-term care insurance
  • Estate planning strategies
  • College funding strategies
  • 401(k), IRA and Roth IRA rollover assistance**
  • Social Security Solutions
  • Putting your financial house in order by organizing all your important documents

If you already have a retirement strategy, our consultative process captures your ideas and assumptions then tests them to see if they align with your retirement goals. From there we help to identify potential steps you can take to assist you where you want to go, or you can have the reassurance of knowing you’re on the right path for retirement.

*Annuities are designed to meet long-term needs for retirement income. They provide guarantees against the loss of principal and credited interest, and the reassurance of a death benefit for beneficiaries. These guarantees are backed by the financial strength and claims paying ability of the issuing insurance company. Annuities frequently involve substantial charges such as administrative fees, annual contract fees, mortality and risk expense charges and surrender charges. Early withdrawals may impact annuity cash values and death benefits. Withdrawals may be subject to ordinary income tax. An additional 10% federal tax penalty may apply to withdrawals prior to age 59 ½.

**Any transaction that involves a recommendation to liquidate a securities product, including those within an IRA, 401(k) or other retirement plan, for the purchase of an annuity or for other similar purposes, can be conducted only by individuals currently affiliated with a properly registered broker/dealer or registered investment adviser. If your financial professional does not hold the appropriate registration, please consult with your own broker/dealer representative or registered investment adviser for guidance on your securities holdings.